Best Overseas Property Loan Promotions (Purchase / Refinancing):
|Max Loan Quantum||75%||70%|
|Choice of Currency||GBP or SGD||AUD or SGD|
|Property Type||Residential properties only||Residential properties only|
|Lending Areas||London Zone 1-7, Birmingham, Manchester||Melbourne, Sydney, Perth, Brisbane, Adelaide|
|Cash Out Loan||Yes||No|
|Ownership Structure||Personal names only||Personal names only|
Singapore permanent residents
Foreigners residing in Singapore
Foreigners not residing in Singapore
*Based on prevailing cost of funds (COF). Minimum loan amount applies. Contact us for full list of details and offers.
Types of Packages:
+ SORA Pegged
+ SONIA Pegged
+ Bank's own Cost of Fund references
+ Interest-Only (Subject To Location & Lender)
+ Hybrid I + P+I (Subject To Location & Lender)
Features of an overseas property loan include but are not limited to lock in period, prepayment penalties, quantum of financing, loan tenure, repayment terms, bank valuation and credit assessment guidelines. Legal and valuation fees are typically borne by borrowers. Location restrictions may apply. Other lending characteristics may vary between different banks and lenders.
+ Singapore Citizens
+ Singapore Permanent Residents
+ United Kingdom (London / Birmingham / Manchester)
+ Australia (Melbourne / Sydney / Perth / Brisbane / Adelaide)
Property Types (Completed/BUC):
+ Residential Properties (UK - London, Birmingham, Manchester)
+ Residential Properties (AUS - Melbourne, Sydney, Perth, Brisbane, Adelaide)
+ Individuals / Personal Names only
Our Brokerage Services:
> New Purchase (Completed / Under-Construction)
Compare and select best mortgages from over 13 banks and lenders for the finest and widest range of international overseas property loans.
> Remortgaging / Refinancing
Refinancing your overseas property loan after your lock in period may provide you with thousands of dollars in savings.
> Cash out Property Term Loan / Equity Term Loan
If your property has appreciated in value over the years, an additional secured cash out property term loan may provide additional liquidity and investment capital for you. Approvals are subjected to bank lending limits and assessments.
> Land and House Construction Loan
Currently applicable only for Australia properties countrywide except Tasmania with up to 75% max loan-to-value ratio, applicable for Singapore residents and foreign applicants.
Application Process - Step by Step Guide:
> Step 1
Contact us via phone/sms/web contact form.
Fact finding/Phone discussion.
Email rates/proposal for consideration.
> Step 2
Lender's credit underwriting & approval.
> Step 3
Approval & issuance of lender's offer letter.
Acceptance of offer letter.
Contact us for a discussion today!