International Overseas Property Loans

Best Overseas Property Loan Promotions (Purchase / Refinancing):  

  United Kingdom Australia
1st yr >3.18% >4.38%
2nd yr >3.18% >4.38%
3rd yr >3.18% >4.38%
Max Loan Quantum 75% 70%
Choice of Currency GBP or SGD AUD or SGD
Property Type Residential properties only Residential properties only
Lending Areas London Zone 1-7, Birmingham, Manchester Melbourne, Sydney, Perth, Brisbane, Adelaide
Cash Out Loan Yes No
Ownership Structure Personal names only Personal names only
Eligibility Singapore citizens

Singapore permanent residents

Foreigners residing in Singapore

Foreigners not residing in Singapore

Singapore citizens

Singapore permanent residents

Foreigners residing in Singapore


*Based on prevailing cost of funds (COF). Minimum loan amount applies. Contact us for full list of details and offers.


Types of Packages:

+ SORA Pegged
+ SONIA Pegged
+ Bank's own Cost of Fund references
+ Interest-Only (Subject To Location & Lender)
+ Hybrid I + P+I (Subject To Location & Lender)

Features of an overseas property loan include but are not limited to lock in period, prepayment penalties, quantum of financing, loan tenure, repayment terms, bank valuation and credit assessment guidelines. Legal and valuation fees are typically borne by borrowers. Location restrictions may apply. Other lending characteristics may vary between different banks and lenders.



+ Singapore Citizens
+ Singapore Permanent Residents
+ Foreigners



+ United Kingdom (London / Birmingham / Manchester)
+ Australia (Melbourne / Sydney / Perth / Brisbane / Adelaide)


Property Types (Completed/BUC):

+ Residential Properties  (UK - London, Birmingham, Manchester)
+ Residential Properties (AUS - Melbourne, Sydney, Perth, Brisbane, Adelaide)


Applicable for:

+ Individuals / Personal Names only


Our Brokerage Services:

> New Purchase (Completed / Under-Construction)

Compare and select best mortgages from over 13 banks and lenders for the finest and widest range of international overseas property loans.


> Remortgaging / Refinancing

Refinancing your overseas property loan after your lock in period may provide you with thousands of dollars in savings.


> Cash out Property Term Loan / Equity Term Loan

If your property has appreciated in value over the years, an additional secured cash out property term loan may provide additional liquidity and investment capital for you. Approvals are subjected to bank lending limits and assessments.


Land and House Construction Loan

Currently applicable only for Australia properties countrywide except Tasmania with up to 75% max loan-to-value ratio, applicable for Singapore residents and foreign applicants. 



Application Process - Step by Step Guide:

> Step 1

Contact us via phone/sms/web contact form.
Fact finding/Phone discussion.
Email rates/proposal for consideration.

> Step 2

Application submission.
Lender's credit underwriting & approval.

> Step 3

Approval & issuance of lender's offer letter.
Acceptance of offer letter.

Contact us for a discussion today!