Commercial & Industrial Property Loans

Singapore Industrial Commercial Property Loans | Compare Latest Lowest Cheapest Best Mortgage | Completed Under-Construction BUC New Purchase Refinancing | Office Retail Coffeeshop Medical Suite

Latest Commercial Property Financing Promotions (New Purchase / Refinancing): 

Commercial

Operating Companies

Investment-Holding Companies

Individuals

1st yr >1.68% >1.78% >1.68%
2nd yr >1.78% >1.88% >1.78%
3rd yr >1.98% >2.28% >2.08%
       
Property Type Completed / Under-Construction (BUC) Completed / Under-Construction (BUC) Completed / Under-Construction (BUC)
Interest Rate References Board Rates / Sibor-Pegged/ Fixed Rates FD-Pegged/ Board Rates / Sibor-Pegged/ Fixed Rates FD-Pegged/ Board Rates / Sibor-Pegged/ Fixed Rates
Lock in period 0 - 3 years 0 - 3 years 0 - 3 years
Max Loan Quantum 90% 80% 80%
Additional Bank Subsidies Yes / No Yes / No Yes / No

*Financing terms and tie-in period varies, minimum loan amount may apply. Contact us for full list of details & offers.

 

Latest Industrial Property Financing Promotions (New Purchase / Refinancing): 

Industrial B1 / B2

Operating Companies

Investment-Holding Companies

Individuals

1st yr >1.68% >1.78% >1.68%
2nd yr >1.78% >1.88% >1.78%
3rd yr >1.98% >2.28% >2.08%
       
Property Type B1/B2 Completed / Under-Construction (BUC) B1/B2 Completed / Under-Construction (BUC) B1/B2 Completed / Under-Construction (BUC)
Interest Rate References Board Rates / Sibor-Pegged / Fixed Rates Board Rates / Sibor-Pegged / Fixed Rates Board Rates / Sibor-Pegged / Fixed Rates
Lock in period 0 - 3 years 0 - 3 years 0 - 3 years
Max Loan Quantum 90% 80% 75%
Additional Bank Subsidies Yes / No Yes / No Yes / No

*Financing terms and tie-in period varies, minimum loan amount may apply. Contact us for full list of details & offers.

 

Types of Packages, Features & Benefits:

+ Legal and Valuation subsidies (New Purchase / Refinancing)
+ Fixed Deposit Pegged
+ Variable Board Rate
+ Sibor Pegged
+ Fixed Rates
+ Interest-only
+ Free Conversion

 

Features of a commercial mortgage loan include but are not limited to lock in period, prepayment penalties, legal subsidy, valuation subsidy, fire insurance subsidy, quantum of financing, loan tenure, bank valuation and credit assessment guidelines. Other lending characteristics may vary between different banks and lenders.

 

Property Types:

+ Office Units
+ Shop Houses
+ Coffee Shops
+ Retail Spaces
Medical Suites
+ Business Park
+ Mixed Developments
B1 Light Industrial (Warehouses / Workshops / Factories / Offices etc.)
B2 General Industrial (Warehouses / Workshops / Factories etc.)

 

Applicable for:

+ Individual Names (Max 80% Loan-To-Value)
+ Investment Holding Companies (Max 80% Loan-To-Value)
+ Operating companies (Max 90% Loan-To-Value)

 

Our Brokerage Services:

> New Purchase (Completed / Under-Construction)

We provide mortgage comparisons from over 23 banks and finance houses for the finest and widest selections of commercial & industrial property loans. Lending limits are capped at up 80% loan-to-value (LTV), applicable for individuals, investment holding and operating companies.

 

> Remortgaging / Refinancing

Refinancing your commercial property loan after your lock in period may provide you with thousands of dollars in savings. Legal and valuation subsidy plans available.

 

> Development Financing

We work with financial lenders to provide project construction financing for a new commercial plot / building etc.

 

> Cash out Property Term Loan / Equity Term Loan

If your commercial/industrial property has appreciated in value over the years, an additional secured cash out property term loan may provide additional working capital for you and your business, subject to lending limits and credit profiling.

 

> Part Purchase Fractional Mortgages

Due to a change in situation and needs, borrowers may need to decouple their commercial property loans. Example. Liquidating of company assets.  Borrower A will purchase over borrower B part share of the commercial property. Other scenarios or situations may apply for part purchase mortgages.

 

> Debt Consolidation and Restructuring

We work with alternative non-bank private financial lenders to provide bespoke customised secured lending solutions to help borrowers raise capital, consolidate and restructure their debt.

 

> Indicative Property Valuation Check

If you have would like to conduct an indicative valuation check, kindly text us details of the property like the address, build in area, age of property, property type, types of tenure, remaining tenure, number of storey and asking price.

 

> Application In-Principal Review

Assessing your eligibility and max borrowing limits can help you to plan your finances and budget more effectively in advance.

 

Application Process - Step by Step Guide:

> Step 1

Contact us via phone/sms/web contact form.
Fact finding/Phone discussion.
Email rates/proposal for consideration.

> Step 2

Appointment/Discussion.
Application submission.
Lender's credit underwriting & approval.

> Step 3

Approval & issuance of lender's offer letter.
Acceptance of offer letter.
Completion/Settlement.

Contact us for a discussion today!