Who is suitable for mortgage refinancing?

Anyone that would benefit from lower interest rates as compared to pre-existing, netting off applicable transfer cost like legal and valuation etc.

When should I refinance my mortgage?

The typical refinancing interval is of every 2-3 years depending on the tie-in period when you took up the loan. Customers with no lock in mortgages may still benefit as long as the savings outweigh the cost.

What are the cost to refinance my mortgage?

Typical cost to note are only legal and valuation fees. In many instances, some banks may provide subsidies to help you offset part of your cost.

How much can i save?

For every 0.1% lower in interest over a $100,000 mortgage at a typical 30 years tenure, your savings are about <$100 per annum.

Why is it better to use a mortgage broker?

• Independent
• We aggregate and compare mortgages from 31 lenders.
• We pick out, summarize and present the best selections for your consideration.
• We provide comparative, cost-benefit and break-even analysis.
• One-stop shop to save you time and money.