Commercial and Industrial Property Loans - Office, Retail Shop, Coffeeshop, Warehouse, Factory

Compare Latest Lowest Cheapest Best Industrial Commercial Property LoansPromotional Commercial & Industrial Property Loans:

  Variable Rates
Fixed Rates Sibor Pegged
1st yr From 1.95% Crazy Rates, Ask! From 1.80%
2nd yr From 2.15% Crazy Rates, Ask! From 1.80%
3rd yr From 2.48% Crazy Rates, Ask! -
       
Lock in period 3 years 3 years 2 years
Property Type
Commecial / Industrial Commercial Commecial / Industrial
Eligibility Individuals Individuals Investment Holding Companies / Operating Companies
Average Teaser Rate
2.19% Crazy Rates, Ask! 1.80%
Additional Bank Subsidies
Yes Yes Yes

 *Minimum loan amount may apply. Many other promotional offers, contact us for full list of details and offers.

 

Features and Benefits:

 

  • Legal and Valuation subsidies (New Purchase and Refinancing)
  • Fixed Deposit Pegged
  • Variable Board Rate
  • Sibor Pegged
  • Fixed Rates
  • Interest-only
  • Free Conversion

 

Features of a commercial mortgage loan include but are not limited to lock in period, prepayment penalties, legal subsidy, valuation subsidy, fire insurance subsidy, quantum of financing, loan tenure, bank valuation and credit assessment guidelines. Other lending characteristics may vary between different banks and lenders.

 

Types of Borrowers:

A commercial property loan is commonly made secured against 3 types of borrowers:

  • Individual Names (Up to 80% LTV)
  • Investment Holding Companies (Up to 80% LTV)
  • Operating companies (Up to 80% LTV)

 

Our Brokerage Services:

  • New Purchase (Completed / Under-Construction)

We provide mortgage comparisons from over 22 banks and finance houses for the finest and widest selections of commercial & industrial property loans. Lending limits are capped at up 80% loan-to-value (LTV), applicable for individuals, investment holding and operating comapines.

  • Remortgaging / Refinancing

Refinancing your commercial property loan after your lock in period may provide you with thousands of dollars in savings. Legal and valuation subsidy plans available.

  • Development Financing

We work with financial lenders to provide project construction financing for a new commercial plot / building etc.

  • Cash out Property Term Loan / Equity Term Loan

If your commercial property has appreciated in value over the years, an additional secured cash out property term loan may provide additional working capital for you and your business, subject to bank lending limits and assessments.

  • Part Purchase Fractional Mortgages

Due to a change in situation and needs, borrowers may need to decouple their commercial property loans. Example. Liquidating of company assets.  Borrower A will purchase over borrower B part share of the commercial property. Other scenarios or situations may apply for part purchase mortgages.

  • Alternative Financial Lender

We work with alternative financial lenders to provide business property finance for operating business low in credit score, applicable only for live operating businesses.

  • Indicative Property Valuation Check

If you have would like to conduct an indicative valuation check, kindly text us details of the property like the address, build in area, age of property, property type, types of tenure, remaining tenure, number of storey and asking price.

 

Application Process - Step by Step Guide:

Application Process - Step by Step Guide