Commercial and Industrial Property Loans - Office, Retail Shop, Coffeeshop, Warehouse, Factory

Latest Promotions (New Purchase / Refinancing):

  Variable Board Rates Fixed Rates Sibor Pegged
1st yr Crazy Rates, Quote! Crazy Rates, Quote! From 1.6% - 2.20%
2nd yr Crazy Rates, Quote! Crazy Rates, Quote! From 1.6% - 2.20%
3rd yr Crazy Rates, Quote! Crazy Rates, Quote! From 1.6% - 2.20%
       
Lock in period 2 -3 years 2 -3 years 2 -3 years
Property Type Commecial / Industrial Commecial / Industrial Commecial / Industrial
Eligibility Individuals Individuals Investment Holding Companies / Operating Companies
Max Loan Quantum 80% 80% 90%
Additional Bank Subsidies Yes Yes Yes
Complimentary TM Protect MosBite TM Protect MosBite TM Protect MosBite

*Minimum loan amount may apply. Many other promotional offers, contact us for full list of details and offers.

 

Features and Benefits:

 

  • Legal and Valuation subsidies (New Purchase and Refinancing)
  • Fixed Deposit Pegged
  • Variable Board Rate
  • Sibor Pegged
  • Fixed Rates
  • Interest-only
  • Free Conversion

 

Features of a commercial mortgage loan include but are not limited to lock in period, prepayment penalties, legal subsidy, valuation subsidy, fire insurance subsidy, quantum of financing, loan tenure, bank valuation and credit assessment guidelines. Other lending characteristics may vary between different banks and lenders.

 

Types of Borrowers:

A commercial property loan is commonly made secured against 3 types of borrowers:

  • Individual Names (Up to 80% LTV)
  • Investment Holding Companies (Up to 80% LTV)
  • Operating companies (Up to 90% LTV)

 

Our Brokerage Services:

  • New Purchase (Completed / Under-Construction)

We provide mortgage comparisons from over 23 banks and finance houses for the finest and widest selections of commercial & industrial property loans. Lending limits are capped at up 80% loan-to-value (LTV), applicable for individuals, investment holding and operating companies.

  • Remortgaging / Refinancing

Refinancing your commercial property loan after your lock in period may provide you with thousands of dollars in savings. Legal and valuation subsidy plans available.

  • Development Financing

We work with financial lenders to provide project construction financing for a new commercial plot / building etc.

  • Cash out Property Term Loan / Equity Term Loan

If your commercial/industrial property has appreciated in value over the years, an additional secured cash out property term loan may provide additional working capital for you and your business, subject to lending limits and credit profiling.

  • Part Purchase Fractional Mortgages

Due to a change in situation and needs, borrowers may need to decouple their commercial property loans. Example. Liquidating of company assets.  Borrower A will purchase over borrower B part share of the commercial property. Other scenarios or situations may apply for part purchase mortgages.

  • Alternative Non-Bank Financial Lenders

We work with alternative non-bank financial lenders to provide customised secured term loan & property financing solutions for companies and SMEs.

  • Debt Consolidation and Restructuring

We work with alternative non-bank private lenders to provide customised secured lending solutions to help subprime mortgagors & borrowers to consolidate and restructure their debts.

  • Indicative Property Valuation Check

If you have would like to conduct an indicative valuation check, kindly text us details of the property like the address, build in area, age of property, property type, types of tenure, remaining tenure, number of storey and asking price.

 

Application Process - Step by Step Guide:

 

>> Step 1

 

  • Contact us via phone/sms/web contact form.
  • Fact finding/Phone discussion.
  • Email rates/proposal for consideration.

 

>> Step 2

 

  • Appointment/Discussion.
  • Application submission.
  • Lender's credit underwriting & approval.

 

>> Step 3

 

  • Approval & issuance of lender's offer letter.
  • Acceptance of offer letter.
  • Completion/Settlement.

 

 

Contact us for a discussion today!