• Mortgage Supermart Singapore
  • Residential HDB and Private Property Home Loans
  • Commercial and Industrial Property Loans
  • Overseas and International Property Loans
  • Small Business Loans and Financing
  • Mortgage Supermart Singapore

    Independent Loan Brokerage Solutions to bring you Savings and Smiles - Widest Selections, Latest Promotions, Best Financing Deals!

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  • Residential HDB & Private Property Home Loans

    HDB Housing Loans, Executive Condos, Apartments, Condominiums, Landed Property Loans, Equity Term Loans, Fractional Part Purchase Mortgages.

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  • Commercial & Industrial Property Loans

    Commercial Offices, Retail Shops, Coffee Shops, Industrial Buildings, Factories, Warehouses, Land and Construction, Equity Term Loans, Business Overdraft.

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  • International Overseas Property Loans

    International Destinations - Australia, New Zealand, Malaysia, London (United Kingdom), Bangkok (Thailand), Tokyo (Japan), New York & California (United States)

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  • SME Small Business Loans

    Business Term Loans, Micro Loans, Factoring, Trade and Invoice Financing, Machinery & Equipment Hire Purchase, Business Vehicle COE Financing, Merchant Cash Advance.

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About Us

About Mortgage Supermart SingaporeAbout Mortgages, About Loans, About Financing, Mortgage Supermart is Singapore's Leading Independent Finance Broker.

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Our Services

Mortgage Supermart Services 3We provide 4 loan brokerage segments: Residential Pty Loans, Commercial Pty Loans, Overseas Pty Loans & Small Business Loans.

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Contact Us

Contact Mortgage Supermart SingaporeCustomized solutions - We understand that the needs & priorities of every individual customer or business is unique.

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Home prices inch up in July 2014Private Home Sales inched up in July:

From the above illustration example, we can see that Flat Interest Rate is about 1.92 times more than an Effective Interest Rate term. Depending on the loan tenure, as a general rule of thumb, Flat Interest rate terms are almost always about 2 times of Effective Interest Rates. - See more at: http://www.mortgagesupermart.com.sg/resources/articles/194-difference-between-flat-rate-and-effective-interest-rate#sthash.TZQpYYcK.dpuf

484 units were sold last month. Private developer sales remained lacklustre in July. Sales inched up very slightly with 484 units sold last month compared to 482 units in June. According to PropNex Realty, the Rest of Central Region (RCR) was the most active in July, accounting for 46.1 per cent of new private home sales....

In January 2013, MAS revised the Mortgage Servicing Ratio (MSR) to be capped at 30% of a borrower’s gross monthly income for loans granted by financial institutions for the purchase of HDB flats. - See more at: http://www.mortgagesupermart.com.sg/blog/19-3-new-tweaks-to-the-executive-condominium-scheme-an-ec-cooling-measure#sthash.h2k9G0sM.dpuf
-    Prices outside the central region remain heated as prices rose by 3.8% as compared to 1.4% in Q1 2013. - See more at: http://www.mortgagesupermart.com.sg/blog/15-q2-2013-singapore-real-estate-statistics-mortgage-supermart-singapore#sthash.oN3KuC9Q.dpuf

-    Prices of private residential real estate properties continued to show strong growth, increasing by 1% in the second quarter as compared to a 0.6% price increase in Q1 of 2013.

-    Non-landed property prices in the core central region decreased slightly by 0.2% as compared to a 0.6% rise in Q1 2013.

-    Prices outside the central region remain heated as prices rose by 3.8% as compared to 1.4% in Q1 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.y0bPZZnA.dpuf

> Read more 

 


Free Real Estate Market Data Analytics Report smallFREE Real Estate Market Data Analytics:

There is a slowdown of price increases in private residential properties in Q3 2013 as compared to the previous quarter. Prices rose 0.4% in the third quarter as compared to a 1.0% increase recorded in second quarter.

Rentals of private residential properties rose by 0.2% in Q3 2013 as compared to a 0.3% increase in Q2 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.oxMmZ0jq.dpuf

There is a slowdown of price increases in private residential properties in Q3 2013 as compared to the previous quarter. Prices rose 0.4% in the third quarter as compared to a 1.0% increase recorded in second quarter.

Rentals of private residential properties rose by 0.2% in Q3 2013 as compared to a 0.3% increase in Q2 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.oxMmZ0jq.dpuf

Brokering your mortgages with us has just gotten even better! In additional to offering our customers independent advisory, latest promotional rates and widest range and selection of packages, we are also offering our customers an additional premium property market data analytics report to help you make better buying decisions. Request for your complementary report today!

> Read more 


Small Business Lending Case Study

Small Business Lending Case Studies:

A new weekly coulmn on real life case studies on how small medium enterprises obtain business financing solutions to start up, expand and grow their business.

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-    Prices of private residential real estate properties continued to show strong growth, increasing by 1% in the second quarter as compared to a 0.6% price increase in Q1 of 2013.

-    Non-landed property prices in the core central region decreased slightly by 0.2% as compared to a 0.6% rise in Q1 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.oxMmZ0jq.dpuf

Effective 29 June 2013, MAS have introduced a Total Debt Servicing Ratio (TDSR) framework to ensure consistency in credit underwriting for property loans granted by financial institutions to individuals. The individual is inclusive of sole proprietorships and investment vehicles set up by an individual solely to purchase property.

The new framework will require all financial institutions to take into account borrowers’ other outstanding debt obligations when granting a mortgage. This framework is meant to strengthen financial prudence among borrowers.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.7ei07jyN.dpu

best choice best price new packages

Hot Sellers!!! Year 1 Year 2 Year 3 Thereafter Subsidies Features
 Residential - Fixed Rates  1.25%  1.45%  1.55%  2.50%  Nil  Lowest Fixed Rate deal at 1.416% average 3 yrs
 Commercial - Sibor Pegged  3M Sibor + 1.12%  3M Sibor + 1.22%  3M Sibor + 1.82%  3M Sibor + 2.88% Yes, with legal, valuation & fire insurance  The only deal with full subsidies worth >$3000.
Overseas - Sibor Pegged SGD Financing
 Fr 3M Sibor + 2.25%  Fr 3M Sibor + 2.25%  Fr 3M Sibor + 2.25%  Fr 3M Sibor + 2.25%  Nil  Finance your overseas properties with Singapore dollars and take advantage of lower SGD cost of funds.
 SMEs - Business Micro Loans  2.9%  2.9%  2.9%  2.9%  Nil Refinance and switch to the BEST unsecured business term loan today!
            >> More Deals

Step 1-1Step 1: Contact us by Phone, Enquiry Form or Email.

We comb the entire market for the best deals in town! Contact us by phone, email or enquiry form, providing us with your name, contact number, email and details of your financing needs and we'll get back to you as soon as we can. We'll follow up with a call for a basic fact find to better understand your priorities, needs and requirements and send you the approriate follow up information via email.


 Step 2-1Step 2: Proposal, Discussion, Application Submission and Processing

An appointment will be sceduled for proposal, discusssion and application processing with the submission of the relevant documentations. Documents will be submitted to the banks and financial institutions for processing the next working day. The banks or financial instutitions may contact you further for any further enquires or outstanding documents.  


 Step 3-1Step 3: Approval and Acceptance of the Letter of Offer

Once the application is approved, the bank will contact you to arrange for your acceptance of the offer. A letter of offer will be generated for your signing and acceptance. Upon acceptance of the letter of offer,the bank will appoint your laywer and valuer to act and prepare for the draw down of your loan.


Step 4-1Step 4: Feedbacks and Suggestions

We'll follow up with a quick survey on your user experience. We welcome all feedbacks and suggestions. Please let us know how we can serve you better in the future.

Glossary - Terms and Definitions 2

Approval-in-principle (AIP) - An indication by the bank of the amount of home loan that a prospective purchaser is eligible for. Terms of approval depends on various factors such as income of borrowers, credit standing, property valuation etc. It is advisable to secure and in principal approval before committing to the option.

Mortgage broker - An Independent advisor offering mortgage solutions from multiple lenders. A mortgage broker counsels on the loans available from different wholesalers. The mortgages are ultimately still underwritten by the banks or financial institutions.

Mortgage Servicing Ratio (MSR) – A measurement of your monthly mortgage repayment against a borrower gross monthly income.

Total Debt Servicing Ratio (TDSR) – A measurement of your total debt commitments (including secured and unsecured) against a borrower gross monthly income.

> Read more Definitions & Terms