• Mortgage Supermart Singapore
  • Residential and Commercial Property Loans
  • International Overseas Property Loans
  • SME Small Business Loans
  • Mortgage Supermart Singapore

    Independent Loan Brokerage Solutions to bring you Savings and Smiles - Widest Selections, Latest Promotions, Best Financing Deals!

  • Residential & Commercial Property Loans

    Residential HDB and Private Property Home Loans, Commercial and Industrial Mortgage Loans, Additional Cash out Equity Term Loans, Fractional Part Mortgages.

  • International Overseas Property Loans

    Australia, New Zealand, England, Malaysia, United States, Japan and Thailand

  • SME Small Business Lending

    Unsecured Business Mini Loans, Micro Loans, Term Loans, Overdraft, Trade & Accounts Receivable, Machinery Equipment Hire Purchase, Business Renovation & Property Finance.

About Us

About Mortgage Supermart SingaporeAbout Mortgages, About Loans, About Financing, Mortgage Supermart is Singapore's Leading Independent Finance Broker.

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Our Services

Mortgage Supermart Services 3We provide 4 loan brokerage segments: Residential Pty Loans, Commercial Pty Loans, Overseas Pty Loans & Small Business Loans.

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Contact Us

Contact Mortgage Supermart SingaporeCustomized solutions - We understand that the needs & priorities of every individual customer or business is unique.

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Quick View

  • News Updates
  • Promotional Rates
  • How it works

Home prices inch up in July 2014Mass-market home costs surprisingly resilient as property prices fall:

From the above illustration example, we can see that Flat Interest Rate is about 1.92 times more than an Effective Interest Rate term. Depending on the loan tenure, as a general rule of thumb, Flat Interest rate terms are almost always about 2 times of Effective Interest Rates. - See more at: http://www.mortgagesupermart.com.sg/resources/articles/194-difference-between-flat-rate-and-effective-interest-rate#sthash.TZQpYYcK.dpuf

Sales at new launches are surprisingly robust. The resilience of mass-market launches has taken analysts by surprise, as affordability remains the biggest consideration of prospective homebuyers.

In January 2013, MAS revised the Mortgage Servicing Ratio (MSR) to be capped at 30% of a borrower’s gross monthly income for loans granted by financial institutions for the purchase of HDB flats. - See more at: http://www.mortgagesupermart.com.sg/blog/19-3-new-tweaks-to-the-executive-condominium-scheme-an-ec-cooling-measure#sthash.h2k9G0sM.dpuf
-    Prices outside the central region remain heated as prices rose by 3.8% as compared to 1.4% in Q1 2013. - See more at: http://www.mortgagesupermart.com.sg/blog/15-q2-2013-singapore-real-estate-statistics-mortgage-supermart-singapore#sthash.oN3KuC9Q.dpuf

-    Prices of private residential real estate properties continued to show strong growth, increasing by 1% in the second quarter as compared to a 0.6% price increase in Q1 of 2013.

-    Non-landed property prices in the core central region decreased slightly by 0.2% as compared to a 0.6% rise in Q1 2013.

-    Prices outside the central region remain heated as prices rose by 3.8% as compared to 1.4% in Q1 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.y0bPZZnA.dpuf

> Read more 

 


Free Real Estate Market Data Analytics ReportFREE Real Estate Market Data Analytics:

There is a slowdown of price increases in private residential properties in Q3 2013 as compared to the previous quarter. Prices rose 0.4% in the third quarter as compared to a 1.0% increase recorded in second quarter.

Rentals of private residential properties rose by 0.2% in Q3 2013 as compared to a 0.3% increase in Q2 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.oxMmZ0jq.dpuf

There is a slowdown of price increases in private residential properties in Q3 2013 as compared to the previous quarter. Prices rose 0.4% in the third quarter as compared to a 1.0% increase recorded in second quarter.

Rentals of private residential properties rose by 0.2% in Q3 2013 as compared to a 0.3% increase in Q2 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.oxMmZ0jq.dpuf

Brokering your mortgages with us has never been better - Latest real estate market data analytics to help you make smarter, better informed decisions. Request for your complementary report today!

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Small Business Lending Case Study

Small Business Lending Case Study Forum Discussions:

A new weekly coulmn on real life case studies on how small medium enterprises obtain business financing solutions to start up, expand and grow their business. The forum also include a free classified listing section and latest gossips and news.

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Savings from Refinancing your HDB Loan 135 X 135How refinancing your HDB can help you save thousands of dollars:

Lets take a look at 2 case study scenarios, one with the refinancing from HDB loan to bank loan and the other from HDB bank loan A to HDB bank loan B.

 > Read more

-    Prices of private residential real estate properties continued to show strong growth, increasing by 1% in the second quarter as compared to a 0.6% price increase in Q1 of 2013.

-    Non-landed property prices in the core central region decreased slightly by 0.2% as compared to a 0.6% rise in Q1 2013.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.oxMmZ0jq.dpuf

Effective 29 June 2013, MAS have introduced a Total Debt Servicing Ratio (TDSR) framework to ensure consistency in credit underwriting for property loans granted by financial institutions to individuals. The individual is inclusive of sole proprietorships and investment vehicles set up by an individual solely to purchase property.

The new framework will require all financial institutions to take into account borrowers’ other outstanding debt obligations when granting a mortgage. This framework is meant to strengthen financial prudence among borrowers.

- See more at: http://www.mortgagesupermart.com.sg/blog#sthash.7ei07jyN.dpu

Best of the best promotional rates front page

Hot Sellers!!! Year 1 Year 2 Year 3 Thereafter Subsidies Features
 Residential Home Loans - Fixed Rates  *Special  *Special  *Special  *Special  Nil  Best Fixed Rate Deal at *Special*. Min $800k. Other promotional packages with legal & valuation subsidies eligible for refinancing only.
 Commercial Property Loans - Sibor Pegged  3M Sibor + 1.12%  3M Sibor + 1.22%  3M Sibor + 1.82%  3M Sibor + 2.88% Yes, with legal, valuation & fire insurance  The only Sibor pegged deal with legal & valuation subsidies worth more than $3000.
Overseas Property Loans - Sibor Pegged SGD Financing
 From 2.1%  From 2.1%  From 2.1%  From 2.1%  Nil  Finance your overseas properties with Singapore dollars and take advantage of lower SGD cost of funds.
 SME Small Business Loans - Mini / Micro Loans  2.9%  2.9%  2.9%  2.9%  Nil Refinance and switch to the BEST unsecured business term loan today!
            >> More Deals

Step 1Step 1: Submit Enquiry

We comb the entire market for the best financing deals in town! Contact us by phone, enquiry form or email and provide us with your name, contact number, email and details of your financing request and we'll get back to you as soon as we can. We'll follow up with a callback for a basic fact find and discussion to better understand your priorities, needs and requirements and send you the approriate follow up information via email.


Step 2Step 2: Proposal, Discussion, Application Submission and Processing

An appointment will be sceduled for proposal, discusssion and application processing with the submission of the relevant documentations to the financial institution. The banks or financial instutitions may contact you further for any further enquires, clarifications or outstanding documents.


 Step 3Step 3: Approval and Acceptance of the Letter of Offer

Once the application is approved, the bank will contact you to arrange for your acceptance of the offer. A letter of offer will be generated for your signing and acceptance. Upon acceptance of the letter of offer,the bank will appoint your laywer and valuer to act and prepare for the draw down of your loan.


Step 4Step 4: Feedbacks and Suggestions

Your satisfaction is always our biggest concern. We'll follow up with a quick survey on your user experience and welcome all feedbacks and suggestions. Please drop us a note if you have anything to add how we can further improve our products and services.